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Comprehensive Local Credit Card Guide

Credit Cards in 01451 (Harvard, MA)

Credit Card Debt in 01451

^ Average credit card debt in 01451 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01451

^ Based on overall Massachusetts data, the credit card delinquency rate in Harvard is approximately 0.62%. [2]

Credit Scores in 01451

^ The average credit score in Harvard is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01451

Credit Card Debt in 01451


  • 01451 Credit Card Debt
    • The estimated average credit card debt for 01451 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01451


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01451 Credit Scores


  • Credit Scores in 01451
    • Residents of 01451 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01451 (Harvard, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01451 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01451 [4]
    • 01451 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01451 (Harvard, MA)

Recent credit card complaints originating from consumers in 01451, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 01451

Complaint Issue Number of Complaints*
Applying for a mortgage or refinancing an existing mortgage 1
Struggling to repay your loan 1
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01451

01451 is associated with the city of Harvard, which is located in Worcester County in the state of Massachusetts. [6]

MA Credit Cards

01451 Credit Cards

For more information about 01451 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01451

6. ^ United States Census Bureau