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Comprehensive Local Credit Card Guide

Credit Cards in 01523 (Lancaster, MA)

Credit Card Debt in 01523

^ Average credit card debt in 01523 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01523

^ Based on overall Massachusetts data, the credit card delinquency rate in Lancaster is approximately 0.62%. [2]

Credit Scores in 01523

^ The average credit score in Lancaster is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01523

Credit Card Debt in 01523

  • 01523 Credit Card Debt
    • The estimated average credit card debt for 01523 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01523

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01523 Credit Scores

  • Credit Scores in 01523
    • Residents of 01523 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01523 (Lancaster, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01523 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01523 [4]
    • 01523 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01523 (Lancaster, MA)

Recent credit card complaints originating from consumers in 01523, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]

Consumer Complaints by Issue in 01523

Complaint Issue Number of Complaints*
Closing an account 1
Dealing with your lender or servicer 1
Managing an account 1
Struggling to repay your loan 1
Trouble during payment process 1
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01523

01523 is associated with the city of Lancaster, which is located in Worcester County in the state of Massachusetts. [6]

MA Credit Cards

01523 Credit Cards

For more information about 01523 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Massachusetts


Cities in MA


1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01523

6. ^ United States Census Bureau