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Comprehensive Local Credit Card Guide

Credit Cards in 01561 (South Lancaster, MA)

Credit Card Debt in 01561

^ Average credit card debt in 01561 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01561

^ Based on overall Massachusetts data, the credit card delinquency rate in South Lancaster is approximately 0.62%. [2]

Credit Scores in 01561

^ The average credit score in South Lancaster is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01561

Credit Card Debt in 01561

  • 01561 Credit Card Debt
    • The estimated average credit card debt for 01561 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01561

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01561 Credit Scores

  • Credit Scores in 01561
    • Residents of 01561 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01561 (South Lancaster, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01561 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01561 [4]
    • 01561 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01561 (South Lancaster, MA)

Recent credit card complaints originating from consumers in 01561, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]

Consumer Complaints by Issue in 01561

Complaint Issue Number of Complaints*
Attempts to collect debt not owed 5
Took or threatened to take negative or legal action 1
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01561

01561 is associated with the city of South Lancaster, which is located in Worcester County in the state of Massachusetts. [6]

MA Credit Cards

01561 Credit Cards

For more information about 01561 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Massachusetts


Cities in MA


1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01561

6. ^ United States Census Bureau