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Comprehensive Local Credit Card Guide

Credit Cards in 01564 (Sterling, MA)

Credit Card Debt in 01564

^ Average credit card debt in 01564 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01564

^ Based on overall Massachusetts data, the credit card delinquency rate in Sterling is approximately 0.62%. [2]

Credit Scores in 01564

^ The average credit score in Sterling is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01564

Credit Card Debt in 01564


  • 01564 Credit Card Debt
    • The estimated average credit card debt for 01564 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01564


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01564 Credit Scores


  • Credit Scores in 01564
    • Residents of 01564 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01564 (Sterling, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01564 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01564 [4]
    • 01564 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01564 (Sterling, MA)

Recent credit card complaints originating from consumers in 01564, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 01564

Complaint Issue Number of Complaints*
Incorrect information on your report 6
Advertising and marketing, including promotional offers 2
Getting a credit card 1
Managing an account 1
Other transaction problem 1
Other 1
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01564

01564 is associated with the city of Sterling, which is located in Worcester County in the state of Massachusetts. [6]

MA Credit Cards

01564 Credit Cards

For more information about 01564 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01564

6. ^ United States Census Bureau