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Comprehensive Local Credit Card Guide

Credit Cards in 01778 (Wayland, MA)

Credit Card Debt in 01778

^ Average credit card debt in 01778 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01778

^ Based on overall Massachusetts data, the credit card delinquency rate in Wayland is approximately 0.62%. [2]

Credit Scores in 01778

^ The average credit score in Wayland is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01778

Credit Card Debt in 01778

  • 01778 Credit Card Debt
    • The estimated average credit card debt for 01778 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01778

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01778 Credit Scores

  • Credit Scores in 01778
    • Residents of 01778 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01778 (Wayland, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01778 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01778 [4]
    • 01778 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01778 (Wayland, MA)

Recent credit card complaints originating from consumers in 01778, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]

Consumer Complaints by Issue in 01778

Complaint Issue Number of Complaints*
Incorrect information on your report 4
Managing an account 2
Problem caused by your funds being low 2
Problem with a credit reporting company's investigation 2
Applying for a mortgage or refinancing an existing mortgage 1
Other 6
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01778

01778 is associated with the city of Wayland, which is located in Middlesex County in the state of Massachusetts. [6]

MA Credit Cards

01778 Credit Cards

For more information about 01778 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Massachusetts


Cities in MA


1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01778

6. ^ United States Census Bureau