Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 01854 (Lowell, MA)

Credit Card Debt in 01854

^ Average credit card debt in 01854 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01854

^ Based on overall Massachusetts data, the credit card delinquency rate in Lowell is approximately 0.62%. [2]

Credit Scores in 01854

^ The average credit score in Lowell is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01854

Credit Card Debt in 01854


  • 01854 Credit Card Debt
    • The estimated average credit card debt for 01854 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01854


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


01854 Credit Scores


  • Credit Scores in 01854
    • Residents of 01854 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01854 (Lowell, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01854 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01854 [4]
    • 01854 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Massachusetts

About 01854

01854 is associated with the city of Lowell, which is located in Middlesex County in the state of Massachusetts. [6]

MA Credit Cards

01854 Credit Cards

For more information about 01854 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Massachusetts


Go

Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau