Credit Card & Personal Finance Statistics in 01854
Credit Card Debt in 01854
- 01854 Credit Card Debt
-
- The estimated average credit card debt for 01854 residents is $5,142. [1]
- Average credit card debt amount in Massachusetts (all cities) is
4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 01854
01854 Credit Scores
- Credit Scores in 01854
-
- Residents of 01854 (MA) have an estimated average credit score of 714. [3]
- The average credit score in Massachusetts (all cities) is
2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]
More 01854 (Lowell, MA) Credit Stats
- Credit card delinquency rates in Massachusetts [2]
-
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that
is 9% greater than the national average of 0.57%.
- Cardholders in 01854 who are more than 90 days late on payments
-
- Massachusetts Rate: 0.62%
- National Average: 0.57%
- Statute of limitations for credit card debt in 01854 [4]
-
- 01854 (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 01854 (Lowell, MA)
Recent credit card complaints originating from consumers in 01854, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 01854
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
115 |
| Incorrect information on your report |
69 |
| Problem with a credit reporting company's investigation |
48 |
| Problem with a company's investigation into an existing problem |
37 |
| Attempts to collect debt not owed |
5 |
| Other |
21 |
* Total 2021 - 2024 (current)
Additional information about Massachusetts
About 01854
01854 is associated with the city of Lowell, which is located in Middlesex County in the state of Massachusetts. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in Massachusetts
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
