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Comprehensive Local Credit Card Guide

Credit Cards in 01886 (Westford, MA)

Credit Card Debt in 01886

^ Average credit card debt in 01886 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01886

^ Based on overall Massachusetts data, the credit card delinquency rate in Westford is approximately 0.62%. [2]

Credit Scores in 01886

^ The average credit score in Westford is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01886

Credit Card Debt in 01886


  • 01886 Credit Card Debt
    • The estimated average credit card debt for 01886 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01886


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01886 Credit Scores


  • Credit Scores in 01886
    • Residents of 01886 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01886 (Westford, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01886 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01886 [4]
    • 01886 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01886 (Westford, MA)

Recent credit card complaints originating from consumers in 01886, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 01886

Complaint Issue Number of Complaints*
Incorrect information on your report 16
Problem with a credit reporting company's investigation 8
Improper use of your report 7
Managing an account 7
Written notification about debt 5
Other 36
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01886

01886 is associated with the city of Westford, which is located in Middlesex County in the state of Massachusetts. [6]

MA Credit Cards

01886 Credit Cards

For more information about 01886 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01886

6. ^ United States Census Bureau