Comprehensive Local Credit Card Guide

Credit Cards in 01902 (Lynn, MA)

Credit Card Debt in 01902

^ Average credit card debt in 01902 is approximately $5,142, based on overall Massachusetts data. ^[1]

Credit Card Delinquency in 01902

^ Based on overall Massachusetts data, the credit card delinquency rate in Lynn is approximately 0.62%. ^[2]

Credit Scores in 01902

^ The average credit score in Lynn is approximately 714, based on collective Massachusetts data. ^[3]

Credit Card & Personal Finance Statistics in 01902

Credit Card Debt in 01902

01902 Credit Card Debt
- The estimated average credit card debt for 01902 residents is $5,142. ^[1]
- Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 01902

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

01902 Credit Scores

Credit Scores in 01902
- Residents of 01902 (MA) have an estimated average credit score of 714. ^[3]
- The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. ^[3]

More 01902 (Lynn, MA) Credit Stats

Credit card delinquency rates in Massachusetts ^[2]
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.

Cardholders in 01902 who are more than 90 days late on payments
- Massachusetts Rate: 0.62%
- National Average: 0.57%

Statute of limitations for credit card debt in 01902 ^[4]
- 01902 (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 01902 (Lynn, MA)

Recent credit card complaints originating from consumers in 01902, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 01902

Complaint Issue	Number of Complaints*
Incorrect information on your report	505
Improper use of your report	222
Problem with a credit reporting company's investigation	94
Problem with a company's investigation into an existing problem	84
Unable to get your credit report or credit score	52
Other	133

* Total 2021 - 2024 (current)

Additional information about Massachusetts

About 01902

01902 is associated with the city of Lynn, which is located in Essex County in the state of Massachusetts. ^[6]

01902 Credit Cards

For more information about 01902 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Massachusetts

Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01902

6. ^ United States Census Bureau