Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 02138 (Cambridge, MA)

Credit Card Debt in 02138

^ Average credit card debt in 02138 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 02138

^ Based on overall Massachusetts data, the credit card delinquency rate in Cambridge is approximately 0.62%. [2]

Credit Scores in 02138

^ The average credit score in Cambridge is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 02138

Credit Card Debt in 02138


  • 02138 Credit Card Debt
    • The estimated average credit card debt for 02138 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 02138


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


02138 Credit Scores


  • Credit Scores in 02138
    • Residents of 02138 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 02138 (Cambridge, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 02138 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 02138 [4]
    • 02138 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Massachusetts

About 02138

02138 is associated with the city of Cambridge, which is located in Middlesex County in the state of Massachusetts. [6]

MA Credit Cards

02138 Credit Cards

For more information about 02138 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Massachusetts


Go

Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau