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Comprehensive Local Credit Card Guide

Credit Cards in 02645 (Harwich, MA)

Credit Card Debt in 02645

^ Average credit card debt in 02645 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 02645

^ Based on overall Massachusetts data, the credit card delinquency rate in Harwich is approximately 0.62%. [2]

Credit Scores in 02645

^ The average credit score in Harwich is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 02645

Credit Card Debt in 02645


  • 02645 Credit Card Debt
    • The estimated average credit card debt for 02645 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 02645


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02645 Credit Scores


  • Credit Scores in 02645
    • Residents of 02645 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 02645 (Harwich, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 02645 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 02645 [4]
    • 02645 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 02645 (Harwich, MA)

Recent credit card complaints originating from consumers in 02645, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 02645

Complaint Issue Number of Complaints*
Incorrect information on your report 11
Managing an account 4
Problem with a credit reporting company's investigation 2
Applying for a mortgage or refinancing an existing mortgage 1
Attempts to collect debt not owed 1
Other 3
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 02645

02645 is associated with the city of Harwich, which is located in Barnstable County in the state of Massachusetts. [6]

MA Credit Cards

02645 Credit Cards

For more information about 02645 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 02645

6. ^ United States Census Bureau