Comprehensive Local Credit Card Guide

Credit Cards in 05544 (Andover, MA)

Credit Card Debt in 05544

^ Average credit card debt in 05544 is approximately $5,142, based on overall Massachusetts data. ^[1]

Credit Card Delinquency in 05544

^ Based on overall Massachusetts data, the credit card delinquency rate in Andover is approximately 0.62%. ^[2]

Credit Scores in 05544

^ The average credit score in Andover is approximately 714, based on collective Massachusetts data. ^[3]

Credit Card & Personal Finance Statistics in 05544

Credit Card Debt in 05544

05544 Credit Card Debt
- The estimated average credit card debt for 05544 residents is $5,142. ^[1]
- Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 05544

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05544 Credit Scores

Credit Scores in 05544
- Residents of 05544 (MA) have an estimated average credit score of 714. ^[3]
- The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. ^[3]

More 05544 (Andover, MA) Credit Stats

Credit card delinquency rates in Massachusetts ^[2]
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.

Cardholders in 05544 who are more than 90 days late on payments
- Massachusetts Rate: 0.62%
- National Average: 0.57%

Statute of limitations for credit card debt in 05544 ^[4]
- 05544 (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 05544 (Andover, MA)

Recent credit card complaints originating from consumers in 05544, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 05544

Complaint Issue	Number of Complaints*

* Total 2021 - 2024 (current)

Additional information about Massachusetts

About 05544

05544 is associated with the city of Andover, which is located in Essex County in the state of Massachusetts. ^[6]

05544 Credit Cards

For more information about 05544 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Massachusetts

Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 05544

6. ^ United States Census Bureau