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Comprehensive Local Credit Card Guide

Credit Cards in 01077 (Southwick, MA)

Credit Card Debt in 01077

^ Average credit card debt in 01077 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01077

^ Based on overall Massachusetts data, the credit card delinquency rate in Southwick is approximately 0.62%. [2]

Credit Scores in 01077

^ The average credit score in Southwick is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01077

Credit Card Debt in 01077


  • 01077 Credit Card Debt
    • The estimated average credit card debt for 01077 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01077


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01077 Credit Scores


  • Credit Scores in 01077
    • Residents of 01077 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01077 (Southwick, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01077 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01077 [4]
    • 01077 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01077 (Southwick, MA)

Recent credit card complaints originating from consumers in 01077, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 01077

Complaint Issue Number of Complaints*
Improper use of your report 19
Problem with a credit reporting company's investigation 9
Problem with a company's investigation into an existing problem 3
Dealing with your lender or servicer 1
Getting a credit card 1
Other 2
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01077

01077 is associated with the city of Southwick, which is located in Hampden County in the state of Massachusetts. [6]

MA Credit Cards

01077 Credit Cards

For more information about 01077 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01077

6. ^ United States Census Bureau