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Comprehensive Local Credit Card Guide

Credit Cards in 01109 (Springfield, MA)

Credit Card Debt in 01109

^ Average credit card debt in 01109 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01109

^ Based on overall Massachusetts data, the credit card delinquency rate in Springfield is approximately 0.62%. [2]

Credit Scores in 01109

^ The average credit score in Springfield is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01109

Credit Card Debt in 01109


  • 01109 Credit Card Debt
    • The estimated average credit card debt for 01109 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01109


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01109 Credit Scores


  • Credit Scores in 01109
    • Residents of 01109 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01109 (Springfield, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01109 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01109 [4]
    • 01109 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01109 (Springfield, MA)

Recent credit card complaints originating from consumers in 01109, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 01109

Complaint Issue Number of Complaints*
Incorrect information on your report 123
Improper use of your report 38
Problem with a credit reporting company's investigation 30
Attempts to collect debt not owed 13
Problem with a company's investigation into an existing problem 10
Other 39
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01109

01109 is associated with the city of Springfield, which is located in Hampden County in the state of Massachusetts. [6]

MA Credit Cards

01109 Credit Cards

For more information about 01109 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01109

6. ^ United States Census Bureau