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Comprehensive Local Credit Card Guide

Credit Cards in 01245 (Monterey, MA)

Credit Card Debt in 01245

^ Average credit card debt in 01245 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01245

^ Based on overall Massachusetts data, the credit card delinquency rate in Monterey is approximately 0.62%. [2]

Credit Scores in 01245

^ The average credit score in Monterey is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01245

Credit Card Debt in 01245


  • 01245 Credit Card Debt
    • The estimated average credit card debt for 01245 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01245


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01245 Credit Scores


  • Credit Scores in 01245
    • Residents of 01245 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01245 (Monterey, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01245 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01245 [4]
    • 01245 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01245 (Monterey, MA)

Recent credit card complaints originating from consumers in 01245, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 01245

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01245

01245 is associated with the city of Monterey, which is located in Berkshire County in the state of Massachusetts. [6]

MA Credit Cards

01245 Credit Cards

For more information about 01245 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01245

6. ^ United States Census Bureau