Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 01438 (East Templeton, MA)

Credit Card Debt in 01438

^ Average credit card debt in 01438 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01438

^ Based on overall Massachusetts data, the credit card delinquency rate in East Templeton is approximately 0.62%. [2]

Credit Scores in 01438

^ The average credit score in East Templeton is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01438

Credit Card Debt in 01438


  • 01438 Credit Card Debt
    • The estimated average credit card debt for 01438 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01438


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


01438 Credit Scores


  • Credit Scores in 01438
    • Residents of 01438 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01438 (East Templeton, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01438 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01438 [4]
    • 01438 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01438 (East Templeton, MA)

Recent credit card complaints originating from consumers in 01438, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 01438

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Massachusetts

About 01438

01438 is associated with the city of East Templeton, which is located in Worcester County in the state of Massachusetts. [6]

MA Credit Cards

01438 Credit Cards

For more information about 01438 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Massachusetts


Go

Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01438

6. ^ United States Census Bureau