Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 01601 (Worcester, MA)

Credit Card Debt in 01601

^ Average credit card debt in 01601 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01601

^ Based on overall Massachusetts data, the credit card delinquency rate in Worcester is approximately 0.62%. [2]

Credit Scores in 01601

^ The average credit score in Worcester is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01601

Credit Card Debt in 01601


  • 01601 Credit Card Debt
    • The estimated average credit card debt for 01601 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01601


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


01601 Credit Scores


  • Credit Scores in 01601
    • Residents of 01601 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01601 (Worcester, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01601 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01601 [4]
    • 01601 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01601 (Worcester, MA)

Recent credit card complaints originating from consumers in 01601, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 01601

Complaint Issue Number of Complaints*
Improper use of your report 6
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Massachusetts

About 01601

01601 is associated with the city of Worcester, which is located in Worcester County in the state of Massachusetts. [6]

MA Credit Cards

01601 Credit Cards

For more information about 01601 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Massachusetts


Go

Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01601

6. ^ United States Census Bureau