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Comprehensive Local Credit Card Guide

Credit Cards in 01985 (West Newbury, MA)

Credit Card Debt in 01985

^ Average credit card debt in 01985 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01985

^ Based on overall Massachusetts data, the credit card delinquency rate in West Newbury is approximately 0.62%. [2]

Credit Scores in 01985

^ The average credit score in West Newbury is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01985

Credit Card Debt in 01985


  • 01985 Credit Card Debt
    • The estimated average credit card debt for 01985 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01985


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01985 Credit Scores


  • Credit Scores in 01985
    • Residents of 01985 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01985 (West Newbury, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01985 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01985 [4]
    • 01985 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01985 (West Newbury, MA)

Recent credit card complaints originating from consumers in 01985, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 01985

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 1
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01985

01985 is associated with the city of West Newbury, which is located in Essex County in the state of Massachusetts. [6]

MA Credit Cards

01985 Credit Cards

For more information about 01985 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01985

6. ^ United States Census Bureau