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Comprehensive Local Credit Card Guide

Credit Cards in 02128 (Boston, MA)

Credit Card Debt in 02128

^ Average credit card debt in 02128 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 02128

^ Based on overall Massachusetts data, the credit card delinquency rate in Boston is approximately 0.62%. [2]

Credit Scores in 02128

^ The average credit score in Boston is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 02128

Credit Card Debt in 02128


  • 02128 Credit Card Debt
    • The estimated average credit card debt for 02128 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 02128


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02128 Credit Scores


  • Credit Scores in 02128
    • Residents of 02128 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 02128 (Boston, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 02128 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 02128 [4]
    • 02128 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 02128 (Boston, MA)

Recent credit card complaints originating from consumers in 02128, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 02128

Complaint Issue Number of Complaints*
Incorrect information on your report 132
Improper use of your report 65
Problem with a credit reporting company's investigation 45
Attempts to collect debt not owed 17
Problem with a company's investigation into an existing problem 17
Other 80
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 02128

02128 is associated with the city of Boston, which is located in Suffolk County in the state of Massachusetts. [6]

MA Credit Cards

02128 Credit Cards

For more information about 02128 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 02128

6. ^ United States Census Bureau