Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 02180 (Stoneham, MA)

Credit Card Debt in 02180

^ Average credit card debt in 02180 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 02180

^ Based on overall Massachusetts data, the credit card delinquency rate in Stoneham is approximately 0.62%. [2]

Credit Scores in 02180

^ The average credit score in Stoneham is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 02180

Credit Card Debt in 02180


  • 02180 Credit Card Debt
    • The estimated average credit card debt for 02180 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 02180


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


02180 Credit Scores


  • Credit Scores in 02180
    • Residents of 02180 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 02180 (Stoneham, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 02180 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 02180 [4]
    • 02180 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 02180 (Stoneham, MA)

Recent credit card complaints originating from consumers in 02180, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 02180

Complaint Issue Number of Complaints*
Incorrect information on your report 80
Improper use of your report 23
Problem with a credit reporting company's investigation 10
Managing an account 9
Problem with a company's investigation into an existing problem 8
Other 46
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Massachusetts

About 02180

02180 is associated with the city of Stoneham, which is located in Middlesex County in the state of Massachusetts. [6]

MA Credit Cards

02180 Credit Cards

For more information about 02180 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Massachusetts


Go

Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 02180

6. ^ United States Census Bureau