Comprehensive Local Credit Card Guide

Credit Cards in 01440 (Gardner, MA)

Credit Card Debt in 01440

^ Average credit card debt in 01440 is approximately $5,142, based on overall Massachusetts data. ^[1]

Credit Card Delinquency in 01440

^ Based on overall Massachusetts data, the credit card delinquency rate in Gardner is approximately 0.62%. ^[2]

Credit Scores in 01440

^ The average credit score in Gardner is approximately 714, based on collective Massachusetts data. ^[3]

Credit Card & Personal Finance Statistics in 01440

Credit Card Debt in 01440

01440 Credit Card Debt
- The estimated average credit card debt for 01440 residents is $5,142. ^[1]
- Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 01440

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01440 Credit Scores

Credit Scores in 01440
- Residents of 01440 (MA) have an estimated average credit score of 714. ^[3]
- The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. ^[3]

More 01440 (Gardner, MA) Credit Stats

Credit card delinquency rates in Massachusetts ^[2]
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.

Cardholders in 01440 who are more than 90 days late on payments
- Massachusetts Rate: 0.62%
- National Average: 0.57%

Statute of limitations for credit card debt in 01440 ^[4]
- 01440 (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 01440 (Gardner, MA)

Recent credit card complaints originating from consumers in 01440, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 01440

Complaint Issue	Number of Complaints*
Improper use of your report	35
Problem with a credit reporting company's investigation	11
Attempts to collect debt not owed	4
Incorrect information on your report	3
Fraud or scam	2
Other	10

* Total 2021 - 2024 (current)

Additional information about Massachusetts

About 01440

01440 is associated with the city of Gardner, which is located in Worcester County in the state of Massachusetts. ^[6]

01440 Credit Cards

For more information about 01440 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Massachusetts

Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau