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Comprehensive Local Credit Card Guide

Credit Cards in 01521 (Holland, MA)

Credit Card Debt in 01521

^ Average credit card debt in 01521 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01521

^ Based on overall Massachusetts data, the credit card delinquency rate in Holland is approximately 0.62%. [2]

Credit Scores in 01521

^ The average credit score in Holland is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01521

Credit Card Debt in 01521

  • 01521 Credit Card Debt
    • The estimated average credit card debt for 01521 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01521

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01521 Credit Scores

  • Credit Scores in 01521
    • Residents of 01521 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01521 (Holland, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01521 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01521 [4]
    • 01521 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01521 (Holland, MA)

Recent credit card complaints originating from consumers in 01521, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]

Consumer Complaints by Issue in 01521

Complaint Issue Number of Complaints*
Improper use of your report 6
Incorrect information on your report 3
Other transaction problem 1
Trouble during payment process 1
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01521

01521 is associated with the city of Holland, which is located in Hampden County in the state of Massachusetts. [6]

MA Credit Cards

01521 Credit Cards

For more information about 01521 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Massachusetts


Cities in MA


1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01521

6. ^ United States Census Bureau