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Comprehensive Local Credit Card Guide

Credit Cards in 02149 (Everett, MA)

Credit Card Debt in 02149

^ Average credit card debt in 02149 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 02149

^ Based on overall Massachusetts data, the credit card delinquency rate in Everett is approximately 0.62%. [2]

Credit Scores in 02149

^ The average credit score in Everett is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 02149

Credit Card Debt in 02149


  • 02149 Credit Card Debt
    • The estimated average credit card debt for 02149 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 02149


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02149 Credit Scores


  • Credit Scores in 02149
    • Residents of 02149 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 02149 (Everett, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 02149 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 02149 [4]
    • 02149 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 02149 (Everett, MA)

Recent credit card complaints originating from consumers in 02149, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 02149

Complaint Issue Number of Complaints*
Incorrect information on your report 613
Improper use of your report 368
Problem with a credit reporting company's investigation 58
Problem with a company's investigation into an existing problem 53
Attempts to collect debt not owed 32
Other 101
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 02149

02149 is associated with the city of Everett, which is located in Middlesex County in the state of Massachusetts. [6]

MA Credit Cards

02149 Credit Cards

For more information about 02149 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 02149

6. ^ United States Census Bureau