Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 01020 (Chicopee, MA)

Credit Card Debt in 01020

^ Average credit card debt in 01020 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01020

^ Based on overall Massachusetts data, the credit card delinquency rate in Chicopee is approximately 0.62%. [2]

Credit Scores in 01020

^ The average credit score in Chicopee is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01020

Credit Card Debt in 01020

  • 01020 Credit Card Debt
    • The estimated average credit card debt for 01020 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01020

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

01020 Credit Scores

  • Credit Scores in 01020
    • Residents of 01020 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01020 (Chicopee, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01020 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01020 [4]
    • 01020 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01020 (Chicopee, MA)

Recent credit card complaints originating from consumers in 01020, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]

Consumer Complaints by Issue in 01020

Complaint Issue Number of Complaints*
Incorrect information on your report 43
Problem with a credit reporting company's investigation 19
Improper use of your report 16
Managing an account 8
Written notification about debt 8
Other 29
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Massachusetts

About 01020

01020 is associated with the city of Chicopee, which is located in Hampden County in the state of Massachusetts. [6]

MA Credit Cards

01020 Credit Cards

For more information about 01020 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Massachusetts


Cities in MA


1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01020

6. ^ United States Census Bureau